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Kumar, Vijyapu Prasanna ORCID: https://orcid.org/0000-0002-5696-5691 (2026) Bank-Specific, Macroeconomic and Country Governance Determinants of Non-performing Loans: Evidence from Cross Countries. In: Innovations in Finance: Proceedings of the World Finance Conference, Malta 2025. Springer Proceedings in Business and Economics. Springer Nature, Cham. ISBN 9783032193131 (In Press) Available at: https://doi.org/10.1007/978-3-032-19314-8_17