Street vending in Cambodia remains a crucial source of livelihood amid post-pandemic challenges. This is the third part in a series of research commentaries sharing the research observations and findings from an ethnographic study of street vendors of markets across Phnom Penh (Cambodia). This part explores the nature of economic hardships faced by vendors, including rising costs and declining incomes. The study highlights the impact of microfinancing, which often exacerbates vendors’ financial woes. Despite the intended support, many vendors struggle with debt, reflecting the need for more effective and accountable financial interventions to aid this vulnerable sector.