Banerjee, Shubhomoy and Sreejesh, S (2022) Examining the role of customers' intrinsic motivation on continued usage of mobile banking: a relational approach. International Journal of Bank Marketing, 40 (1). pp. 87-109. ISSN 02652323
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Abstract
This research seeks to establish the roles of marketer-driven relationship-building strategies – relationship-marketing orientation and knowledge sharing with customers on intrinsic customer motivation and the continued usage of mobile banking apps. Design/methodology/approach: An online survey was conducted among 342 m-banking users in India. Data were analyzed and the hypotheses were tested using structural equation modeling. Findings: Relationship-marketing orientation was found to have a positive and significant influence on customer intrinsic motivation and knowledge sharing with customers. Customer intrinsic motivation was found to play a dual role as a driver of continued mobile banking usage and as an intervening mechanism between relationship-marketing orientation and continued usage of mobile banking. Research limitations/implications: This research was conducted only in one country. It was therefore not possible to consider varying regulations across markets and their effects on continued usage of mobile banking. Originality/value: First time in the m-banking literature, this research establishes the pivotal role of intrinsic customer motivation in the continued usage of mobile banking. While evaluating drivers of continued usage of m-banking, most studies considered various aspects of the technology itself. This research instead evaluates consumer-centric and marketer-led antecedents in driving the continued usage of mobile banking.
Item Type: | Article |
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Keywords: | Continued usage | Intrinsic motivation | Knowledge for customers | M-banking | Relationship orientation |
Subjects: | Social Sciences and humanities > Economics, Econometrics and Finance > Banking and Finance |
JGU School/Centre: | Jindal Global Business School |
Depositing User: | Mr. Syed Anas |
Date Deposited: | 10 Feb 2022 16:29 |
Last Modified: | 01 Feb 2023 04:32 |
Official URL: | https://doi.org/10.1108/IJBM-06-2021-0216 |
URI: | https://pure.jgu.edu.in/id/eprint/1179 |
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