Tax financed health insurance in India: illusion of financial protection

Mukhopadhyay, Indranil (2017) Tax financed health insurance in India: illusion of financial protection. Project Report. The Institute of Chinese Studies, Delhi.

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Health financing in India is typically characterised by lack of financial protection. Financial protection can be achieved through progressive health financial arrangements which need to have three critical elements-risk pooling, pre-payment and cross subsidisation. Since there is an uncertainty of individual health care needs and there are risks and high costs of care associated with falling ill, if households are left to manage health care expenses, the consequences become severe - people forgo or delay care, die of avoidable deaths or face financial hardships associated with care seeking. Risk pooling and prepayments are effective means to protect people from disastrous financial consequences of illness, while cross-subsidisation brings in progressivity in financial arrangements.

Item Type: Monograph (Project Report)
Keywords: Financial Protection | Health Insurance
Subjects: Social Sciences and humanities > Economics, Econometrics and Finance > Banking and Finance
Social Sciences and humanities > Social Sciences > Health (Social sciences)
JGU School/Centre: Jindal School of Government and Public Policy
Depositing User: Arjun Dinesh
Date Deposited: 09 May 2022 14:28
Last Modified: 09 May 2022 14:28
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