The revolutionary answer to promote financial inclusion and ensure macroeconomic stability, particularly in emerging markets, has been stablecoins. The paper introduces a scalable double-collateralized stablecoin platform that incorporates law-compliance mechanism, on-line automatic safeguards and cross-border operation. The Framework is based on quantitative modeling and case-based analysis showing resistance to inflation, low transaction latency, and secure digital accessibility. 6 It also encourages humanitarian use via mobile interoperability and user-privacy preserving features. Technical, regulatory, and socio-economic challenges of the proposed system are also discussed ensuring its sustainable adoption and international monetary coherence.