The fintech industry in Southeast Asia (SEA) has gained significant traction in the post-Covid years, offering immense potential for digitalization in a region that has been heavily impacted by the pandemic. Surprisingly, the pandemic has spurred consumers in SEA to embrace the digital era, with over 350 million users actively participating in online shopping and e-commerce. This article provides a brief analysis of the fintech possibilities in SEA and highlights significant roadblocks that may hinder its expansion...