This research has used qualitative methods to further develop the resilience framework and has inspired to form a trans-disciplinary heuristic connecting actors, agents and multiple stakeholders in a multi-lateral and multi-dimensional setting. The research is a testament to the fact that complexity at the level of the localities cannot be dealt with further methodological or theoretical complexities. The research recognizes that there are cognitive abilities which can present itself as heuristics to align multiple stakeholders to resolve problems at their level of interaction within the human system. The research has unearthed novel concepts like the static workforce, utilization of gender, age and disability as a lens for the built environment. It has also incorporated cross-learnings from two different countries affected by very different sets of human indicators. This research suggests that whilst the scope of addressing issues is much larger in a built environment of a developed country than in a developing country set-up, yet the resilience of both countries vis-à-vis foreseeable challenges seems questionable. In fact, in developing countries there seems to be a parallel economy with informal trust institutions who have worked their ways towards improving their respective quality of life.