Posti, Lokesh, Kholiya, Mamta and Posti, Akhilesh Kumar (2025) Returns on informal and formal finance for Indian informal firms: A pseudo panel data analysis. Empirica, 52 (3). pp. 591-611. Springer Netherlands . ISSN 0340-8744 Available at: https://doi.org/10.1007/s10663-025-09650-6